Insurance Claims Assistance in Northern Illinois & Southern Wisconsin
Get Peace of Mind for Your Home or BusinessCreative Construction Group is very familiar with how insurance companies operate. We understand their processes and requirements, and can work as an advocate for you to make the process easy and ensure you get the compensation you deserve. Once the claim is approved, we can help you make product selections, schedule repairs and restore your home or business to its original condition.
Follow these simple steps to ensure a hassle-free insurance claims process.
Should You File an Insurance Claim?
Hail and wind damage constitute an insurable loss. This loss is one that your insurance carrier is required to cover. It is your insurance carrier’s fiscal and legal obligation to return your property to the condition it was prior to the loss.
Most insurance companies have a one-year limitation to file a claim. Storms producing winds that exceed 50 mph are very common in the Midwest. A new roof protects the investment of the insurance company. Your insurance company does not want to pay for further interior damage if it can avoid it.
Midwestern storms will damage your roof and it is nearly impossible to see the damage from the ground. Granules are what protect your shingles from being exposed to the sun’s UV rays. Hail hits will cause granules to break down, leading to roof leaks and further damage. Also, high winds blow shingles loose, which means they will never re-seal. This will also cause your roof to leak.
If there is no significant damage on your roof to justify filing an insurance claim, we will let you know. This is our policy. We do not advise homeowners to file a claim on marginal damage. If there is substantial damage, we will advise you. When we are certain there is a sufficient amount of hail hits, bruises, dimples, missing shingles or creased shingles on your roof, we then are confident the insurance company will pay to replace your roof, less the cost of your deductible.
Call Creative Construction Group for a Professional Opinion
Our experienced team will work with you every step of the way to make the insurance claims process easy. Call Creative Construction Group in Crystal Lake at 815-459-1750 or in Wisconsin at 608-886-8183. You may also submit our online request form.